General Liability Insurance in Mineola, NY
A general liability insurance policy can be an essential part of your business’s risk management plan. At North American Marketing Specialists Inc, we’re here to help business owners get the coverage that aligns with their budget and needs.
What Does General Liability Insurance Cover? 
General liability insurance can cover your business against financial losses caused by third-party claims of advertising injuries, bodily injuries, personal injuries and property damage.
It can be helpful in the following instances:
- A customer slips and falls while in your store, causing injuries.
- You are sued by customers or clients over losses caused by a product that your business is selling, manufacturing or distributing.
- You’re held liable for causing damage to a client’s property while performing contracted work.
- A third party files a copyright infringement claim against your company.
- A competitor accuses your business of slander.
Is It Required?
Florida does not require general liability insurance. However, it is recommended particularly for businesses like contractors, retailers, restaurants and cleaning services. Without it, you may have to pay for costly claims, lawsuits and settlements out of your own pocket. Additionally, some commercial landlords may require tenants to carry general liability coverage as part of their lease agreement.
How Much Does a General Liability Insurance Cost?
The cost of a general liability insurance policy may depend on multiple factors, such as:
- Location
- Industry
- Coverage limits
- Deductible
- Number of employees
Where Can I Purchase a Policy?
Contact North American Marketing Specialists Inc to request a personalized quote or learn more about your general liability insurance options.