Contractors Insurance in Mineola, NY
If you work in construction, having optimal coverage can help you manage financial risks tied to your business. Contractors insurance is designed for professionals in this field and typically includes several types of coverage that address common risks.
What Does Contractors Insurance Cover? 
The following coverages are often advisable for those in the construction business:
- Builders risk insurance may cover damage to a construction site, including materials, tools and structures, following covered incidents such as fire, theft or vandalism.
- General liability insurance may help with costs if a third party is injured or their property is damaged because of your operations.
- Workers’ compensation insurance is often required by law. It may cover medical bills and lost wages if an employee gets hurt or sick due to their job.
- Errors and omissions insurance may cover legal fees and settlement costs if a client claims your work or advice caused them financial harm.
- Commercial auto insurance may cover incidents involving vehicles used for business purposes.
- Commercial property insurance may cover damage or loss involving your office, equipment or tools.
Who Should Consider Contractors Insurance?
Anyone working in construction may benefit from this type of insurance. That includes general contractors overseeing complete builds and independent contractors handling specific parts of a project. No matter your role, having coverage can help you stay financially ready for unexpected costs.
Affordable Contractors Insurance Near You
Keep your projects moving with contractors insurance from North American Marketing Specialists Inc. Contact us today to learn how we can help you save while staying covered.